AML compliance, handled on one record.
Real estate agencies are now AUSTRAC reporting entities. Indium OS runs customer due diligence, screening and reporting on the same record as the transaction — so you can enrol, evidence and defend your compliance without a stack of disconnected tools.
Enrolment deadline: 29 July 2026 — 28 days from 1 July, no extensions.
One workflow, seen from every seat in the agency.
Indium OS puts compliance on the same record as the transaction. Everyone works from one source of truth — they just see the part that's theirs.
Prove the whole agency is enrolled and covered.
See every matter, every risk rating, and every overdue action across your offices in one view — so you can answer an AUSTRAC auditor without a scramble.
Run CDD, EDD and screening on one record.
Review submissions, record verification decisions, escalate high-risk matters to Enhanced Due Diligence, and draft reports — each step logged to an immutable audit trail.
Collect what you need without chasing paper.
Create a matter, send a mobile intake link, and let the customer complete ID and entity checks themselves. No spreadsheets, no lost documents.
A read-only window into the evidence.
Give your conveyancer or lawyer scoped access to the matter file and audit log, so advice is grounded in the same record the agency works from.
Compliance that runs itself into the record.
Enrolment and CDD, evidenced as you go.
Run customer due diligence before you provide a designated service, capture every decision, and keep a defensible record — so an AUSTRAC audit is a report you export, not a scramble.
See every matter, risk rating and overdue action.
One dashboard shows matters by stage, screening alerts, and what needs attention across your offices — the same record your compliance officer and agents work from.
Start with AML, expand without migrating.
Begin with the compliance module alone. When you're ready, intelligence, property operations and marketing turn on against the same record — expansion is a switch, not a rebuild.
A 14-stage workflow, six AI agents, one audit trail.
Compliance is the wedge — but every module runs on the same record. Explore how the pillars connect.
AML/CTF Compliance Engine
A 14-stage customer due diligence workflow structured to AUSTRAC's real-estate obligations. Every client, listing and entity is checked, timestamped and logged to an immutable audit trail.
- ✓Identity verification recorded per party
- ✓PEP, sanctions & adverse-media screening
- ✓Guided risk rating with EDD escalation
- ✓SMR/TTR drafting to AUSTRAC's fields
Sample matter · buyer party 1 of 2
Screening run logged with evidence
Documents in a folder aren't evidence. An audit trail is.
From 1 July 2026, real estate agencies fall under the amended Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) Act. Under the Act, agencies must maintain a written AML/CTF program and run customer due diligence before providing a designated service.
“A compliance check that isn't active, role-gated and recorded on an immutable audit trail leaves your agency exposed. Indium turns each obligation into a tracked, timestamped event.”
Indium OS triggers customer due diligence when a matter opens, records screening and risk decisions, escalates high-risk matters to Enhanced Due Diligence, and holds records for the mandatory seven years. This is general information, not legal advice.
7-Year Glacier Vault
Immutable Audit Trail
Client Onboarding ID
DVS Federal Query
Sarah E. Vance
Hover or drag your cursor across the stack to separate the secure components and inspect the cryptographic validation layers in real time.
Built to sit alongside the tools your agency already runs.
Indium is designed to integrate with the identity, property and screening tools common in Australian real estate. These describe intended interoperability — not existing partnerships or endorsements.
The questions every principal asks first.
Under the amended AML/CTF Act, real estate agencies became reporting entities on 1 July 2026 and must enrol with AUSTRAC within 28 days — by 29 July 2026, with no extensions. You also need a written, board-approved AML/CTF program, a nominated compliance officer, and customer due diligence before you provide a designated service. Indium OS is built to help you evidence each of these. This is general information, not legal advice.
No. You lodge manually through AUSTRAC Online. Indium prepares and evidences — it structures your suspicious matter and threshold transaction reports to match AUSTRAC's fields, tracks their status, and stores the reference number you receive. We never claim to submit on your behalf.
You can generate one. Indium builds a written AML/CTF program from a template that mirrors the structure of AUSTRAC's real-estate starter kit, merges in your agency's details, captures board approval, and exports it as a PDF. From there it becomes a living record rather than a document in a folder.
A principal can create an organisation, generate the AML/CTF program, appoint a compliance officer, and invite their team in about 15 minutes. Your first live matter — create it, send an intake link, review CDD, risk-rate and approve — can be completed the same day.
Yes. Data is hosted in the AWS Sydney region (ap-southeast-2), with a seven-year retention posture from day one to match AUSTRAC record-keeping obligations. Access is role-based and scoped to your organisation.
Indium is designed to work alongside the identity and agency tools common in Australian real estate — such as greenID/DVS for document verification, PropertyMe and Console for property management, and AUSTRAC Online for lodgement, with PEP & sanctions screening built in. Integrations are being rolled out; this describes intended interoperability, not existing partnerships or endorsements.
No. You can start with the AML compliance module alone, running matters on free-text property addresses with no dependency on your CRM. As you're ready, additional modules — intelligence, property operations, marketing — turn on against the same record, so expanding is a switch, not a migration.
Both are available. The public demo is a labelled sandbox with sample data. The live product is login-gated and being onboarded with founding customers now, starting with the AML compliance workflow. Book a compliance strategy call to see the real thing.
Your obligations started 1 July 2026. Catch up now.
A compliance strategy call walks you through enrolment, your AML/CTF program, and how a matter runs end to end in Indium OS. No obligation.